Access extra funds without selling your crypto
Grow your portfolio or invest in your dreams
Top-tier security,
Cold wallet storage
No credit check
from $100
Currencies
Our Partners
Recommended wallet
Trusted by Clients
Get the most value from your crypto and afford yourself anything you dream of right now
Tired of waiting endlessly for the all-time-high rate of your favorite coin? Keep holding your crypto and get liquidity to buy even more crypto without any hesitation.
Maximize your tax efficiency. Getting a crypto loan and its spending – are non-taxable events, because they do not generate direct earnings.
Don't put your dreams on hold. Leverage your crypto and put the cash towards a major expense. Buy a house or a car, travel to a new place or pay for studies.
Reinvest your crypto holdings and make your company grow. Cover operational expenses, pay employees on time, or even buy another company.
We make it easy to get and manage your crypto loan.
Calculate your crypto backed loan using different collateral and LTV options, then specify your payout address where you want to receive funds. Confirm it by phone or email.
Send us the collateral and we will send you the loan amount on your payout address without any delays and additional checks.
Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.
At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.
Use the top 318 coins as collateral. Get crypto
loans in BTC, ETH, USDC, USDT or any other options.
We don't want you to lose your crypto, so we monitor your loan every moment of every day. If your loan reaches any of three limit zones, we will immediately notify you about it by email and sms.
Before or after you get your loan, our support team is always ready to help you and answer any of your questions. 24/7 live support is here up for you.
Crypto community trusts us
What you should know about crypto loans
The annual percentage rate depends on the selected crypto loan currencies and ranges from 12% to 17%. The crypto interest is calculated monthly from the time the crypto currency loan was taken and is included in the repayment amount.
The average period of giving crypto loans is 15 minutes, depending on how fast we receive your loan collateral. And the average period for returning your collateral is 1 hour, as we store the majority of funds in our system of cold wallets.
The collateral currency rate doesn’t affect the repayment amount of the loan. When you repay the crypto loan, we will return you the same amount of cryptocurrency as deposited.
If your collateral size is 1 BTC, you will get back 1 BTC irrespective of its current market price. This is the fundamental value we provide: you can get some money now as a loan while your main long-term investment in crypto stays with you and keeps bringing you profits.
Although, if the rate of the crypto collateral currency reaches the liquidation level, the collateral will be automatically liquidated and the crypto currency loan will be closed. But don’t worry, we will notify you multiple times when the current rate approaches the margin call.
The margin call, or liquidation price, is the collateral’s asset value at which we have to liquidate your loan. This amount is calculated due to us being able to compensate the issued loan if the collateral’s value drops in price significantly.
The loan-to-value ratio is the difference between the loan amount and the current market value of your collateral. Right now, our LTV is set at 50%, 60%, 70% and 80% – that means that we give you 50%, 60%, 70% and 80% of the collateral value as a loan. This diversity of options allows us to minimize your risks and protect you from stark volatility of your collateral price.
Yes, there are no restrictions. You can close your loan in a month, a year, or even tomorrow and we’ll return your collateral with no questions.
If you are unable to repay the loan, we have to liquidate it. This means that your collateral will be sold to cover costs. At the same time, the received loan remains fully at your disposal and you don’t have to pay your loan debt any more.
Sure, you can have multiple loans with different or the same crypto asset as collateral. You will track them as separate loans. When it comes to the repayment, interest and fees are charged for each loan separately.
The service was launched at the end of 2020. Since the first day we partner with such proven by time companies like ChangeNOW, Guarda Wallet, Atomic Wallet, Cake Wallet. We do not invest in third-party projects, because our clients’ security is the main priority for us. Our business model is stable and transparent.
We do not offer yields above the market, because additional yields are always associated with higher risks and clients need to keep this in mind while choosing a financial service. If you need to make sure the service is safe and easy to use, you can always try it with a small collateral.
Coins Loan, Richmond Hill Rd, Kingstown, St. Vincent and the Grenadines, VC0100
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
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